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Personal Loans

Recent Articles

Is It Better To Get a Loan Through Your Bank or a Private Lender?

Each type has its own pros and cons. Here’s how to decide whether it’s better to get a loan through your bank or through a private lender.

Personal Loans

How Many Credit Cards Should I Have to Build Credit?

The right number of credit cards depends on your financial situation, credit utilization, and your ability to manage credit.

Credit Cards

What is MoneyLion and How Does it Work?

MoneyLion is our online lending tool that helps you find the right loan faster and easier. An all-in-one tool that compares, rates, offers, and terms.

Personal Loans

What is a Personal Loan Marketplace?

A personal loan marketplace allows you to compare multiple loan offers in one place. You can quickly compare rates, repayment terms, and more.

Personal Loans

What is Marketplace Lending?

Marketplace lending is any online platform that lets you quickly compare lenders, rates, and loan offers. Complete the entire application on your phone in minutes.

Credit Cards

The Quick Guide to Credit Card Refinancing

Credit card refinancing can help you save money on interest and simplify your monthly payments. That said, it’s not without its potential drawbacks. Here’s what you need to know.

Personal Loans

How to Refinance a Car Loan with Bad Credit: Lenders, Tips, Alternatives

A bad credit score can limit your options when it comes to refinancing your car loan. But it's not impossible. Here's everything you need to know.

Auto Refinance

When Can I Refinance My Car?

It’s not uncommon to take out a car loan only to discover you’re paying too much in interest, and there are better options out there. Here’s everything you’ll need to know about timing it right.

Auto Refinance

Upside-Down Car Loan Refinance

If you have a good credit score and a high income, an upside-down car loan refinance could help you get a new loan with a lower interest rate.

Auto Refinance

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© 2024 Navient Solutions, LLC. All rights reserved. Navient and the Navient logo are registered service marks of Navient Solutions, LLC. Other logos are trademarks or service marks of their respective owners. Navient Corporation and its subsidiaries, including Navient Solutions, LLC, and Earnest LLC are not sponsored by or agencies of the United States of America.

Licenses: Navient Solutions, LLC - NMLS #212430 - Maine Loan Broker License # 212430, North Dakota Money Broker License MB103173.

Advertiser Disclosure:

Navient may receive compensation when you click on links associated with this Navient Marketplace. Navient is not being compensated for any application, quotation, or the purchase of any financial products.

Personal Loan:

Navient customers are invited to consider personal loan offers through our partner MoneyLion. Navient has not shared your information with MoneyLion and is not involved in the personal loan application process in any manner. All information is submitted directly to MoneyLion and any personal loan offers are made directly by participants in MoneyLion's lending platform. Engine by MoneyLion is the industry-leading embedded financial marketplace and independent subsidiary of MoneyLion Inc. ("MoneyLion") (NYSE:ML). Checking your rate will not affect your credit score. Eligibility is not guaranteed and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions.

Loan proceeds may not be used for postsecondary educational expenses, including refinancing federal or private student loans.

Student Loans:

Earnest loans are made by Earnest Operations LLC or One American Bank, Member FDIC, or FinWise Bank, Member FDIC. Earnest Operations LLC - NMLS #1204917, CA CFL license #6054788, 535 Mission St., Suite 1663, San Francisco, CA 94105. Earnest loans are serviced by Earnest Operations LLC (NMLS #1204917) with support from Higher Education Loan Authority of the State of Missouri (MOHELA) (NMLS# 1442770).

NaviRefi:

NaviRefi loans are made by Earnest Operations LLC (NMLS #1204917), a member of the Navient family of companies, subject to individual approval and underwriting criteria. NaviRefi loans are serviced by Earnest Operations, LLC (NMLS #1204917) with support from Higher Education Loan Authority of the State of Missouri (MOHELA) (NMLS# 1442770). NaviRefi and NaviRefi logos are registered service marks of Navient Solutions, LLC.

Home and Auto Insurance:

@ 2024 Savvy Insurance LLC. Navient is not an insurer or insurance producer. Savvy is the licensed insurance producer supporting the Navient/Savvy program. All insurance information is provided from and underwriting is provided by Savvy and its licensed insurance partners.

Banking and Savings:

Navient customers are invited to consider savings offers through our partner MoneyLion. Navient has not shared your information with MoneyLion. Savings offers are made by participants in MoneyLion’s savings platform. MoneyLion is the technology platform powering financial services online.

Life Insurance:

Navient customers are invited to consider Life Insurance offers through our partner LeapLife. Navient has not shared your information with LeapLife. All information entered for Life Insurance will be transferred to LeapLife for the purpose of completing a life insurance quote, which is powered by MoneyLion. MoneyLion is the technology platform powering financial services online such as LeapLife.

Auto Refinance Loans:

Navient customers are invited to consider auto loan refinance offers through our partner MoneyLion. Navient has not shared your information with MoneyLion. Auto loan refinance offers are made by participants in MoneyLion’s lending platform. MoneyLion is the technology platform powering financial services online. Checking your rate will not affect your credit score.