Personalized Banking and Savings

It pays to save — earn more with high-interest rates and perks like minimal fees and low minimum balances.

Who is MoneyLion?

Navient is working with MoneyLion - the leading search, comparison, and recommendation engine to give you more options when it comes to banking and savings. Get matched with top personalized offers instantly.

MoneyLion allows you to see the rates each institution offers on one easy platform as well as any fees or minimum balances. You can also see account terms and any other important information.

How to Find the Best Savings Accounts for You

Through our partnerships, Navient can help you earn money on your savings. When comparing products, look for providers with high-interest rates and low or no fees. Our marketplace will make it easy for you to find the best deal so you can start earning.

Depending on your specific needs, a money market account, a high-yield savings account, or a certificate of deposit may work for you. For more information on the differences between banking and savings products, check out our blog below.

Featured Benefits

Store your savings safely
Earn more with high-interest rates
FDIC-insured institutions guarantee up to $250,000 per account
Many require minimal fees
Save for long or short-term goals

How it works

Search

Confirm your zip code, deposit amount, and select the type of product you’re looking for.

Compare

Review available interest rates and providers to see what product best fits your needs.

Close the Deal

Choose the best option based on APY, institution, or minimum, and complete the application to start reaping the benefits.

Have a Question?

What is a high-yield savings account?

What is a money market account?

What is a certificate of deposit?

What type of banking or savings account is best for me?

How much money should you have in your savings account?

What is the difference between a checking and a savings account?

What is a high-interest rate for savings accounts?

Do I need a minimum balance to open a savings account?

Are there limits on savings account withdrawals?

Are there fees associated with savings accounts?

How does interest work on savings accounts?

Blog

How to Open a High-Yield Savings Account

Here’s what you need to know, and how to open a high-yield savings account.

The Pros and Cons of High-Yield Savings Accounts

Here’s how to take advantage of high-yield savings accounts and determine whether or not they’re right for you.

What is a High-Yield Savings Account?

A high-yield savings account is one of the best tools for reaching your short-term financial goals.

How to Choose a High-Yield Savings Account

Learn how to choose a high-yield savings account based on your personal finance goals. Interest rates, fees, terms, and more. Here's what you need to know.

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Protecting Your Privacy

© 2024 Navient Solutions, LLC. All rights reserved. Navient and the Navient logo are registered service marks of Navient Solutions, LLC. Other logos are trademarks or service marks of their respective owners. Navient Corporation and its subsidiaries, including Navient Solutions, LLC, and Earnest LLC are not sponsored by or agencies of the United States of America.

Licenses: Navient Solutions, LLC - NMLS #212430 - Maine Loan Broker License # 212430, North Dakota Money Broker License MB103173.

Advertiser Disclosure:

Navient may receive compensation when you click on links associated with this Navient Marketplace. Navient is not being compensated for any application, quotation, or the purchase of any financial products.

Personal Loan:

Navient customers are invited to consider personal loan offers through our partner MoneyLion. Navient has not shared your information with MoneyLion and is not involved in the personal loan application process in any manner. All information is submitted directly to MoneyLion and any personal loan offers are made directly by participants in MoneyLion's lending platform. Engine by MoneyLion is the industry-leading embedded financial marketplace and independent subsidiary of MoneyLion Inc. ("MoneyLion") (NYSE:ML). Checking your rate will not affect your credit score. Eligibility is not guaranteed and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions.

Loan proceeds may not be used for postsecondary educational expenses, including refinancing federal or private student loans.

Student Loans:

Earnest loans are made by Earnest Operations LLC or One American Bank, Member FDIC, or FinWise Bank, Member FDIC. Earnest Operations LLC - NMLS #1204917, CA CFL license #6054788, 535 Mission St., Suite 1663, San Francisco, CA 94105. Earnest loans are serviced by Earnest Operations LLC (NMLS #1204917) with support from Higher Education Loan Authority of the State of Missouri (MOHELA) (NMLS# 1442770).

NaviRefi:

NaviRefi loans are made by Earnest Operations LLC (NMLS #1204917), a member of the Navient family of companies, subject to individual approval and underwriting criteria. NaviRefi loans are serviced by Earnest Operations, LLC (NMLS #1204917) with support from Higher Education Loan Authority of the State of Missouri (MOHELA) (NMLS# 1442770). NaviRefi and NaviRefi logos are registered service marks of Navient Solutions, LLC.

Home and Auto Insurance:

@ 2024 Savvy Insurance LLC. Navient is not an insurer or insurance producer. Savvy is the licensed insurance producer supporting the Navient/Savvy program. All insurance information is provided from and underwriting is provided by Savvy and its licensed insurance partners.

Banking and Savings:

Navient customers are invited to consider savings offers through our partner MoneyLion. Navient has not shared your information with MoneyLion. Savings offers are made by participants in MoneyLion’s savings platform. MoneyLion is the technology platform powering financial services online.

Life Insurance:

Navient customers are invited to consider Life Insurance offers through our partner LeapLife. Navient has not shared your information with LeapLife. All information entered for Life Insurance will be transferred to LeapLife for the purpose of completing a life insurance quote, which is powered by MoneyLion. MoneyLion is the technology platform powering financial services online such as LeapLife.

Auto Refinance Loans:

Navient customers are invited to consider auto loan refinance offers through our partner MoneyLion. Navient has not shared your information with MoneyLion. Auto loan refinance offers are made by participants in MoneyLion’s lending platform. MoneyLion is the technology platform powering financial services online. Checking your rate will not affect your credit score.