Personal loans made easy

Get offers from top lenders in seconds through our partnership with Fiona. It’s fast, free, and won’t affect your credit score.

Who is Fiona?

To give you more options when it comes to personal loans, Navient is working with Fiona - the leading search, comparison, and recommendation engine for loan offers. Just input some brief information to get matched with top personalized loan offers instantly.

What are personal loans?

Personal loans are funds borrowed from banks, credit unions, or online lenders, that are repaid in monthly installments over a set term. There are few restrictions on personal loans, making them far more flexible than other types, like mortgages or auto loans.

How can I use it?

Personal loans can be used for just about any personal expense.

Some of the most common uses are:

Debt consolidation
Credit card refinancing
Medical bills
Vacations
Emergency expenses
Home improvement

How it works

Search and Compare

Complete a simple form and Fiona will search personalized offers from many of the top providers.

Get Matched

Based on the info you provide and your creditworthiness, Fiona will match you with the right offer.

Close the Deal

Find the lender of your choice, finalize on their site and start reaping the benefits of your personal loan.

Have a Question?

What is a personal loan?

How do personal loans work?

What should I know about personal loans?

What is the easiest personal loan to be approved for?

What is the difference between a secured and unsecured personal loan?

How do I apply for a personal loan?

How are interest rates determined?

What can personal loans be used for?

How do personal loans affect my credit score?

What do I need to apply for a personal loan?

How much can I borrow for personal loans?

Why did Navient partner with Fiona?

How long does it take to get a personal loan?

What are the benefits of a personal loan?

What is the difference between a personal loan and a credit card?

How many personal loans can you have at once?

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Legal

© 2024 Navient Solutions, LLC. All rights reserved. Navient and the Navient logo are registered service marks of Navient Solutions, LLC. Other logos are trademarks or service marks of their respective owners. Navient Corporation and its subsidiaries, including Navient Solutions, LLC, and Earnest LLC are not sponsored by or agencies of the United States of America.

Licenses: Navient Solutions, LLC - NMLS #212430 - Maine Loan Broker License # 212430, North Dakota Money Broker License MB103173.

Advertiser Disclosure:

Navient may receive compensation when you click on links associated with this Navient Marketplace. Navient is not being compensated for any application, quotation, or the purchase of any financial products.

Personal Loan:

Navient customers are invited to consider personal loan offers through our partner Fiona. Navient has not shared your information with Fiona and is not involved in the personal loan application process in any manner. All information is submitted directly to Fiona and any personal loan offers are made directly by participants in Fiona's lending platform, powered by Engine by MoneyLion. Engine by MoneyLion is the industry-leading embedded financial marketplace and independent subsidiary of MoneyLion Inc. ("MoneyLion") (NYSE:ML). Checking your rate will not affect your credit score. Eligibility is not guaranteed and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions.

Loan proceeds may not be used for postsecondary educational expenses, including refinancing federal or private student loans.

Credit Cards:

Navient has partnered with CardRatings for our coverage of credit card products. Navient and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are Navient's alone, and have not been reviewed, endorsed or approved by any of these entities.

Student Loans:

Earnest loans are made by Earnest Operations LLC or One American Bank, Member FDIC. Earnest Operations LLC - NMLS #1204917, CA CFL license #6054788, 535 Mission St., Suite 1663, San Francisco, CA 94105. Earnest loans are serviced by Earnest Operations LLC (NMLS #1204917) with support from Navient Solutions, LLC (NMLS #212430).

NaviRefi:

NaviRefi loans are made by Earnest Operations LLC (NMLS #1204917), a member of the Navient family of companies, subject to individual approval and underwriting criteria. NaviRefi loans are serviced by Navient Solutions, LLC (NMLS #212430). NaviRefi and NaviRefi logos are registered service marks of Navient Solutions LLC.

Home and Auto Insurance:

@ 2023 Savvy Insurance LLC. Navient is not an insurer or insurance producer. Savvy is the licensed insurance producer supporting the Navient/Savvy program. All insurance information is provided from and underwriting is provided by Savvy and its licensed insurance partners.

Banking and Savings:

Navient customers are invited to consider savings offers through our partner Fiona. Navient has not shared your information with Fiona. Savings offers are made by participants in Fiona’s savings platform, powered by Engine by MoneyLion. Engine by MoneyLion is the technology platform powering financial services online.

Life Insurance:

Navient customers are invited to consider Life Insurance offers through our partner LeapLife. Navient has not shared your information with LeapLife. All information entered for Life Insurance will be transferred to LeapLife for the purpose of completing a life insurance quote, which is powered by Engine by MoneyLion. Engine by MoneyLion is the technology platform powering financial services online such as LeapLife.

Auto Refinance Loans:

Navient customers are invited to consider auto loan refinance offers through our partner Fiona. Navient has not shared your information with Fiona. Auto loan refinance offers are made by participants in Fiona’s lending platform, powered by Engine by MoneyLion. Engine by MoneyLion is the technology platform powering financial services online. Checking your rate will not affect your credit score.