Articles by Monica Milone - Navient Marketplace

Monica Milone

Monica Milone is a Marketing Director at Earnest who has worked in the financial services industry for nearly 2 decades. Passionate about helping others plan for their future, she writes on credit transparency, financial health and wellness, and budgeting for college students and grads.

Articles by Monica Milone

Should I Get a Personal Loan? When it is (and isn’t) a Good Idea

Used wisely, a personal loan can help cover gaps in your budget without putting your home or other assets at risk.

Personal Loans

Is Term Life Insurance Worth It?

Some readers might wonder: is term life insurance worth it? Here’s how to decide if it’s the right fit for you.

Insurance

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Licenses: Navient Solutions, LLC - NMLS #212430 - Maine Loan Broker License # 212430, North Dakota Money Broker License MB103173.

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Navient may receive compensation when you click on links associated with this Navient Marketplace. Navient is not being compensated for any application, quotation, or the purchase of any financial products.

Personal Loan:

Navient customers are invited to consider personal loan offers through our partner Fiona. Navient has not shared your information with Fiona and is not involved in the personal loan application process in any manner. All information is submitted directly to Fiona and any personal loan offers are made directly by participants in Fiona's lending platform, powered by Engine by MoneyLion. Engine by MoneyLion is the industry-leading embedded financial marketplace and independent subsidiary of MoneyLion Inc. ("MoneyLion") (NYSE:ML). Checking your rate will not affect your credit score. Eligibility is not guaranteed and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions.

Loan proceeds may not be used for postsecondary educational expenses, including refinancing federal or private student loans.

Credit Cards:

Navient has partnered with CardRatings for our coverage of credit card products. Navient and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are Navient's alone, and have not been reviewed, endorsed or approved by any of these entities.

Student Loans:

Earnest loans are made by Earnest Operations LLC or One American Bank, Member FDIC. Earnest Operations LLC - NMLS #1204917, CA CFL license #6054788, 535 Mission St., Suite 1663, San Francisco, CA 94105. Earnest loans are serviced by Earnest Operations LLC (NMLS #1204917) with support from Navient Solutions, LLC (NMLS #212430).

NaviRefi:

NaviRefi loans are made by Earnest Operations LLC (NMLS #1204917), a member of the Navient family of companies, subject to individual approval and underwriting criteria. NaviRefi loans are serviced by Navient Solutions, LLC (NMLS #212430). NaviRefi and NaviRefi logos are registered service marks of Navient Solutions LLC.

Home and Auto Insurance:

@ 2023 Savvy Insurance LLC. Navient is not an insurer or insurance producer. Savvy is the licensed insurance producer supporting the Navient/Savvy program. All insurance information is provided from and underwriting is provided by Savvy and its licensed insurance partners.

Banking and Savings:

Navient customers are invited to consider savings offers through our partner Fiona. Navient has not shared your information with Fiona. Savings offers are made by participants in Fiona’s savings platform, powered by Engine by MoneyLion. Engine by MoneyLion is the technology platform powering financial services online.

Life Insurance:

Navient customers are invited to consider Life Insurance offers through our partner LeapLife. Navient has not shared your information with LeapLife. All information entered for Life Insurance will be transferred to LeapLife for the purpose of completing a life insurance quote, which is powered by Engine by MoneyLion. Engine by MoneyLion is the technology platform powering financial services online such as LeapLife.

Auto Refinance Loans:

Navient customers are invited to consider auto loan refinance offers through our partner Fiona. Navient has not shared your information with Fiona. Auto loan refinance offers are made by participants in Fiona’s lending platform, powered by Engine by MoneyLion. Engine by MoneyLion is the technology platform powering financial services online. Checking your rate will not affect your credit score.