Articles by Natasha Khullar Relph - Navient Marketplace

Natasha Khullar Relph

Natasha Khullar Relph is a freelance journalist and founder of The Wordling, a business newsletter for writers. She is passionate about helping people create secure financial futures doing what they love.

Articles by Natasha Khullar Relph

Home Equity Loan vs. Line of Credit: What's the Difference?

Your home’s equity is great financial leverage for taking out new credit. Here’s how to choose the right option for your goals.

Personal Loans

How Does a HELOC Work?

A home equity line of credit (HELOC) is when you use your home equity as leverage to take out new credit. Learn more about how to use these to your advantage.

Personal Loans

Secured vs. Unsecured Loans: Key Differences, Pros & Cons

The main difference is whether you need to put up collateral. They also have different interest rates and terms. Read more to make an informed decision.

Personal Loans

Is It Better To Get a Loan Through Your Bank or a Private Lender?

Each type has its own pros and cons. Here’s how to decide whether it’s better to get a loan through your bank or through a private lender.

Personal Loans

How Many Credit Cards Should I Have to Build Credit?

The right number of credit cards depends on your financial situation, credit utilization, and your ability to manage credit.

Credit Cards

What is Fiona and How Does it Work?

Fiona is our online lending tool that helps you find the right loan faster and easier. An all-in-one tool that compares, rates, offers, and terms.

Personal Loans

What is a Personal Loan Marketplace?

A personal loan marketplace allows you to compare multiple loan offers in one place. You can quickly compare rates, repayment terms, and more.

Personal Loans

What is Marketplace Lending?

Marketplace lending is any online platform that lets you quickly compare lenders, rates, and loan offers. Complete the entire application on your phone in minutes.

Credit Cards

The Quick Guide to Credit Card Refinancing

Credit card refinancing can help you save money on interest and simplify your monthly payments. That said, it’s not without its potential drawbacks. Here’s what you need to know.

Personal Loans

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Navient may receive compensation when you click on links associated with this Navient Marketplace. Navient is not being compensated for any application, quotation, or the purchase of any financial products.

Personal Loan:

Navient customers are invited to consider personal loan offers through our partner Fiona. Navient has not shared your information with Fiona and is not involved in the personal loan application process in any manner. All information is submitted directly to Fiona and any personal loan offers are made directly by participants in Fiona's lending platform, powered by Engine by MoneyLion. Engine by MoneyLion is the industry-leading embedded financial marketplace and independent subsidiary of MoneyLion Inc. ("MoneyLion") (NYSE:ML). Checking your rate will not affect your credit score. Eligibility is not guaranteed and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions.

Loan proceeds may not be used for postsecondary educational expenses, including refinancing federal or private student loans.

Credit Cards:

Navient has partnered with CardRatings for our coverage of credit card products. Navient and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are Navient's alone, and have not been reviewed, endorsed or approved by any of these entities.

Student Loans:

Earnest loans are made by Earnest Operations LLC or One American Bank, Member FDIC, or FinWise Bank, Member FDIC. Earnest Operations LLC - NMLS #1204917, CA CFL license #6054788, 535 Mission St., Suite 1663, San Francisco, CA 94105. Earnest loans are serviced by Earnest Operations LLC (NMLS #1204917) with support from Navient Solutions, LLC (NMLS #212430).

NaviRefi:

NaviRefi loans are made by Earnest Operations LLC (NMLS #1204917), a member of the Navient family of companies, subject to individual approval and underwriting criteria. NaviRefi loans are serviced by Earnest Operations, LLC (NMLS #1204917) with support from Navient Solutions, LLC (NMLS #212430). NaviRefi and NaviRefi logos are registered service marks of Navient Solutions, LLC.

Home and Auto Insurance:

@ 2024 Savvy Insurance LLC. Navient is not an insurer or insurance producer. Savvy is the licensed insurance producer supporting the Navient/Savvy program. All insurance information is provided from and underwriting is provided by Savvy and its licensed insurance partners.

Banking and Savings:

Navient customers are invited to consider savings offers through our partner Fiona. Navient has not shared your information with Fiona. Savings offers are made by participants in Fiona’s savings platform, powered by Engine by MoneyLion. Engine by MoneyLion is the technology platform powering financial services online.

Life Insurance:

Navient customers are invited to consider Life Insurance offers through our partner LeapLife. Navient has not shared your information with LeapLife. All information entered for Life Insurance will be transferred to LeapLife for the purpose of completing a life insurance quote, which is powered by Engine by MoneyLion. Engine by MoneyLion is the technology platform powering financial services online such as LeapLife.

Auto Refinance Loans:

Navient customers are invited to consider auto loan refinance offers through our partner Fiona. Navient has not shared your information with Fiona. Auto loan refinance offers are made by participants in Fiona’s lending platform, powered by Engine by MoneyLion. Engine by MoneyLion is the technology platform powering financial services online. Checking your rate will not affect your credit score.